Insurance Options

I Have Health Insurance:
  • The clinic may ask you for your health insurance information before scheduling an appointment to determine whether or not you can be seen in that clinic using your insurance. Check out our Provider Directory to find a provider who accepts your insurance.
  • At some clinics, you may need to see your primary care doctor first for a referral to a specialist (e.g., Infectious Disease). If you already have a doctor, you can call ahead and ask them if they prescribe PrEP or refer patients to a specialist. If they refer, you can ask for the referral over the phone and may avoid multiple appointments.
  • If you have high deductibles or co-payments, ask the clinic whether or not they can assist you in applying for the PrEP “Co-payment Assistance Programs” and other forms of financial assistance (if you are eligible) to reduce your costs
  • Learn more about PrEP Co-payment Assistance Programs
  • Learn more about the Patient Assistance Network
  • Learn more about the Patient Advocate Foundation
  • Covered California – PrEP Cost Analysis
    o Quick and Dirty
    Deeper Dive
I Don’t Currently Have Health Insurance:
  • For U.S. citizens or permanent residents you can purchase health insurance through Covered California. If your income is low, you may be eligible for free or low cost health insurance through Covered California or Medi-Cal.
  • To find out which type of insurance may be best for you, visit one of our PrEP Centers of Excellence to speak with someone who can help you. They are available to help all clients learn about insurance options and patient assistance programs.
I Can't Get Health Insurance:
  • Some people can’t get insurance for reasons such as their immigration status or they may be waiting for open enrollment under Covered California. However, PrEP is still available at low or no cost.
  • Visit one of our PrEP Centers of Excellence to speak with someone who can help you. They are available to help all clients learn about insurance options and patient assistance programs.